Ali Cordero Casal
Chairman and Chief Executive Officer
of the ACC Group


Email: alicorderocasal@accbrokers.com

Cordero Casal obtained a degree in business administration from the prestigious university UCAB of Caracas.

He has also completed a major from the College of Insurance also in Caracas. Mr. Cordero Casal is keynote speaker on managing risks and insurance matters and has developed and conducted many insurance related workshops and seminars. He enjoys the reputation of transforming complex problems into much easier ones. Mr. Cordero Casal is the ACC Group "driving force." Among those activities, (i) Planning and Management Control, (ii) Oil and Energy Risks, (iii) Lloyd's of London Placements, (iv)Reinsurance, (v) Risk Management, (vi) Third party Administration Programs in Healthcare and for Corporate Automobile Fleets, (vii) Insurance Captives Management and the Transfer of Risks, and (viii) Legal Aspects of the Business. The term "Ali Cordero Casal" is synonymous of technological advancement and global prestige. Mr. Cordero Casal is engaged in bridging gaps among many cultures. He is also devoted to many philanthropic causes to education and culture and fine arts in several countries.
Richard T. Hall
Chief Executive Officer

Mr. Hall's experience is diverse. It has included working with some of the largest corporations in the world as well as with one-person operations. He is an expert on the full spectrum of property and casualty coverage. His work has included not only placing complex insurance coverage,

but assisting clients in reducing exposure to liability and using alternative risk transfer programs such as captives. He graduated in business administration from University of Michigan and obtained the Chartered Property and Casualty Underwriter designation two years later. He held positions at three of the top international insurance brokers before becoming a partner in ACC. At ACC, Mr. Hall is president and CEO of ACC Hall International which is the US retail operation.
Cathy C. Sterner
Client Services

Ms. Sterner is in charge of all aspects of client services. She received her Property & Casualty License in January 2004. Ms. Sterner studied at Florida Urology Specialists from 2000 to 2003. Ms. Sterner is a skilled CMA/Nurse as well. She has handled all aspects of medical provider services

including: back office services, patient care, phlebotomy; injections, EKG's, supply maintenance, insurance authorizations, communication among patients, their families, hospitals and testing centers.
Oswaldo S. Rivero
Client Services

Mr. Rivero is a manager at ACC Hall in Miami, as well as a director of ACC UK and other group companies. He graduated in International Business at American Intercontinental University and is an MBA candidate at Florida International University. He also oversees the

International Divisions of the Group. He is involved in servicing ACC Group clients and the management of customer relationships. He worked in the Global Relationship Banking Department in the Citibank (Venezuelan branch).
G. Edward Kalbaugh
Advisory Board

Mr. Kalbaugh is an expert in business transformation and process management. He was co-founder of Allegent Growth Strategies LLC, a financial and management advisory firm, and President of Business Transition Services, a company he founded in 1985 to

assist Fortune 1000 companies in achieving organizational redirection and business turnaround.
Fernando Figuera Fortique
Advisory Board

Mr. Figuera Fortique is an attorney, earning his law degree from the Universidad Catolica Andres Bello Caracas, Venezuela. He also has an MBA from the University of Glasgow Scotland. He has been involved with many legal-based risks,

member to the organization. He has been a Legal Director and Legal Counsel to many key subsidiary companies prominent corporations concerning among other subject matters intellectual property counsel. He also practiced law at the Bentata Hoet & Associates, in the practice of intellectual property, corporate law, and international trade law. In fulfilling his tenures, Mr. Figuera Fortique has gained a major insight in dealing with the global spectrum of legal risks and their corresponding solutions via sound insurance programs to the best interest of our clients. He is on the advisory board of ACC Hall and a director for the U.K. operation.
J. Stephen Fancher
Director

Mr. Fancher has been Director and Treasurer of ACC Hall International for 15 years. Prior to that he ran ACC USA Insurance Brokers operation for 3 years. Mr. Fancher is C.E.O. of the Florida Export Finance Corporation which provides trade finance insurance. He has 40 years of diversified

experience in export trade finance at firms including Caterpillar Tractor Co. and Export Import Bank of the United States. He has also acted as President of an insurer providing insurance to physicians and other professionals. Mr. Fancher has acted as pro bono consultant to both the U.S. and Florida governments.
Santiago G. Leon
Group Benefits Specialists

JMr. Leon graduated from Harvard College and received his J.D. from the University of Pennsylvania. He practiced law for more than a decade before becoming a specialist in health insurance and other employee benefits. He serves on advisory committees to various public

agencies on health care, ethics, worksite health promotion and the operation of the County's living wage ordinance. In addition, he plays a leadership role in several non-profit organizations. He serves our clients as our Group Benefit Specialist, assisting them with medical, dental, life, disability, and long-term care insurance as well as professional employer organization (PEO) services.
Andres Agostini
Consultant

Mr. Agostini is a member of the advisory board of ACC Group worldwide, who reports chiefly to the Chairman of the board. He has 25 years of applied experience. He received a designation in insurance from Broward Community College. Mr. Agostini is a corporate, cross-functional

strategy consultant/manager with a multidimensional vista of the world of risk and its concurrent administration. He has addressed major advisory services to high-ranking executives. His relationship with PDVSA, not only in Venezuela also extends to London (formerly PDV Europe), the trader unit in Houston, and some U.S. operational units/divisions that were all merged into CITGO.
Rafael Gustavo Nieves Leáńezi
Marketing Consultant

Mr. Nieves Leanezi is a finance, marketing & insurance services strategist with comprehensive understanding of risk management and business intelligence in technology industries including mass media, internet technologies /e-business and telecommunications.
Don't under-report your property values or you may be penalized. Most policies contain a coinsurance provision that applies a penalty to a loss if values are underreported. The best prevention is to have an outside company perform a building cost appraisal on a periodic basis.
ACC Expands
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ACC in Saudi Arabia
On December 07, 2004 our Chairman Ali Cordero Casal signed in the city of Riyadh, joint-venture letter of agreement with a Saudi Arabian Group, to create ACC SAI companies to service risk management...

Oil & Energy News
Since October 18, 2004 we were appointed as Insurance and Reinsurance Advisers to PDVSA, The Venezuelan Oil Company, one of the largest in the world....

Geothermal Risks
ACC was commissioned to design a policy that will cover drilling cost for Geothermal Plants in Germany, Our technical team has called the risk: "Water Volumetric"....

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